Personal Finance Concepts Investing Essay Example for Free

Personal Finance Concepts Investing Essay According to the finance researchers a portfolio refers to an appropriate collection of investments for an institution or a single individual. An investment portfolio is constructed by financial advisors or a retainer their main task involves investment analysis that are useful; during purchasing of stocks and bonds, and other business assets. . Cliff uses his present finances to determine his future holding and finance position. Cliff financial statement seems to spread in many fields, he invests in fixed assets and even before he could fully exploit his new investment strategy he is already investing in shares and bonds. Basically this is diversification and investing assets such as bonds and shares in such a scenario is exposing a high percentage of ones investment at risk (Grant 2005). Cliff is a risk taker hence he is more likely to invest in income securities and unwarranted investment such as the equities. Hence Cliff will tend to have very low cash holding and shares, in addition he is not expected to hold high levels of securities as savings since his age is allows him to have a long time to invest in most cases age is a great determinate in an individuals saving amount and investment, though Cliff will tend to save for his future plans such as his wedding plans, his marginal propensity to save will still be quite low. Since Cliff is earning an approximate of $340000 he I expected to distribute his earning to his present and future expenses, A great source of cliff’s finances is in terms of bonds and shares which are a good way to invest but the shortcoming with Cliff’s investment is the fact that he did not take a good research before imposing a big sum of his money into the investment, the investment in bonds and shares involve a high percentage of risk and for that reason if they are not carefully researched on they bring high degrees of losses or very little profits. In that light they are not included in the construction of a portfolio, instead the items that can be included in the construction of a portfolio are savings, cash at hand and revenue that is already attained or the degree of risk is not too high. Using Cliff’s example he can spread his earning such 30% of his total earnings is equities, 40% income securities, 20% sundry expenses and 10 % as savings. The assumption is that cliff is a young risk taker hence his securities will tend to be and also his savings and cash. Â  Below is an example of Cliff’s portfolio: References Frasca , R, (2006) – Personal Finances: An Integrated Planning Approach, 7th Ed – Pearson Prentiss Hall Grant, R (2005) Contemporary Strategy Analysis Blackwell Publishing Karnani, A (1981) – Business Portfolio: an analytical Approach – Harvard Publishing .

The Truman Show :: essays research papers

<a href="http://www.geocities.com/vaksam/">Sam Vaknin's Psychology, Philosophy, Economics and Foreign Affairs Web Sites â€Å"The Truman Show† is a profoundly disturbing movie. On the surface, it deals with the worn out issue of the intermingling of life and the media. Examples for such incestuous relationships abound: Ronald Reagan, the cinematic president was also a presidential movie star. In another movie (â€Å"The Philadelphia Experiment†) a defrosted Rip Van Winkle exclaims upon seeing Reagan on television (40 years after his forced hibernation started): â€Å"I know this guy, he used to play Cowboys in the movies†. Candid cameras monitor the lives of webmasters (website owners) almost 24 hours a day. The resulting images are continuously posted on the Web and are available to anyone with a computer. The last decade witnessed a spate of films, all concerned with the confusion between life and the imitations of life, the media. The ingenious â€Å"Capitan Fracasse†, â€Å"Capricorn One†, â€Å"Sliver†, â€Å"Wag the Dog† and many lesser films have all tried to tackle this (un)fortunate state of things and its moral and practical implications. The blurring line between life and its representation in the arts is arguably the main theme of â€Å"The Truman Show†. The hero, Truman, lives in an artificial world, constructed especially for him. He was born and raised there. He knows no other place. The people around him – unbeknownst to him – are all actors. His life is monitored by 5000 cameras and broadcast live to the world, 24 hours a day, every day. He is spontaneous and funny because he is unaware of the monstrosity of which he is the main cogwheel. But Peter Weir, the movie’s director, takes this issue one step further by perpetrating a massive act of immorality on screen. Truman is lied to, cheated, deprived of his ability to make choices, controlled and manipulated by sinister, half-mad Shylocks. As I said, he is unwittingly the only spontaneous, non-scripted, â€Å"actor† in the on-going soaper of his own life. All the other figures in his life, including his parents, are actors. Hundreds of millions of viewers and voyeurs plug in to take a peep, to intrude upon what Truman innocently and honestly believes to be his privacy. They are shown responding to various dramatic or anti-climactic events in Truman’s life. That we are the moral equivalent of these viewers-voyeurs, accomplices to the same crimes, comes as a shocking realization to us. We are (live) viewers and they are (celluloid) viewers.

Technological society Essay

Nowadays, in a highly technological society, human productivity is made more efficient through the development of electronic gadgets. Now, with the advent of such modernization in education, one way to globalize the process of research is to realize that technology is advancing at an incredibly fast pace. Computers are not confined to being used for entertainment but its role in education is also vast. In School, reading materials are stored in libraries. Library is a place in which books and related materials are kept for use but not for sale. It is also organized for use and maintained by a public body, an institution or a private individual. In addition, it is a place in which we get information in any format and from many sources. The librarian has to keep the room neat so that it is conducive for learning. The librarian is also the person who is liable for monitoring all the books that are borrowed and returned by the borrowers. The proponents will propose the Simple Library System for Benigno Aquino Jr. High School Annex located at Bagong Silang Caloocan City. The Head Librarian stated that they are currently using the Dewey Decimal Library System. They are still utilizing a manual system. The library users and the librarian still use card catalogues in searching for reading materials and use index card for the records of borrowed and returned books. The proponent’s study was what is which encounter to the Library by the user, Librarian and how the Owner or the Administrator of the said school will provide a good service to their clients to have a good feedback. The study will focus on transaction which done inside the Library like borrowing, returning of books by students, faculties and staffs. In this area, the usage of computerized library system is needed because it is more easy and obviously it saves paper compare to the manual library and it saves a lot more time. BACKGROUND OF THE STUDY The proponents choose the Benigno Aquino Jr. High School, Located at Phase 3 Bagong Silang Caloocan City. Simple Library System is a process of organizing important information, used to track items borrowed and the scheduled time of returning. This system helps users or people who responsible in recording the data appropriately, it also saves time and more convenient to use than the traditional manual recording. Lack of library system in a school can lead to chaos and troubles, and because of it the librarian is having a problem to serve each students and faculties who wish to use the library. It is extremely useful in the school to use that automated system. From this simple term paper. The librarian can easily monitor the transactions of every students. OBJECTIVES OF THE STUDY The part of documentation states the purpose or the objective of the proponents in developing their proposed system. It is divided into two parts, the General Objective, which is the objective of the study as a whole and the Specific Objectives, a much defined and detailed enumeration of the objective of the proponents. General Objectives Aside from developing an easier way of evaluating the library, this study aims to improve the system and making it more accessible for both students and faculty. Specific Objectives The following are the list of specific objectives of the proponents in developing this system: 1. To upgrade the style or method of the library they have. 2. To lessen the time consumed. 3. To provide a more reliable and effective library system. 4. To provide a faster way of their transactions.

Cultural Materialism And Shakespeare s Plays - 1197 Words

Dollimore Teaching Pack Thesis-Driven Essay: Hotheaded Hotspur: Subversion in 1 Henry IV In Dollimore’s introduction to a collection of essays on cultural materialism and Shakespeare’s plays, though Dollimore does not directly address 1 Henry IV, much of what Dollimore writes about power, authority, and subversiveness seems to be direct from this of Shakespeare’s plays. In his description of subversiveness, Dollimore states two facts which, in application to 1 Henry IV, provide a richer reading that further explain Hotspur’s rebellion. Dollimore writes that subversiveness is much more complex than a simple rebellion against authority. One of the nuances Dollimore indicates is that [i]n considering in that same historical moment†¦show more content†¦Hotspur spends the vast majority of his lines railing against the present king the Percy family believes they have put on the throne. At first blush, Hotspur seems merely to be upset at the insults he perceives the king does him by demanding of Hotspur his prisoners and then refusing to ransom a Percy family member. However, Hotspur’s rebellion, as Dollimore writes that subversion will, both comes as a product of Henry IV’s authority as well as Hotstpur’s rejection of more than just Henry IV but furthermore his attendant principles. The first lines in the play belong to titular character King Henry IV, and it is directly at the beginning of the play that the king demonstrates how he himself sows the seeds of rebellion. Henry IV says, Those opposed eyes, Which, like the meteors of a troubled heaven, All of one nature, of one substance bred, Did lately meet in the intestine shock And f urious close of civil butchery, Shall now, in mutual well-beseeming ranks, March all one way and be no more oppos’d Against acquaintance, kindred, and allies. (I.i.9-16) These lines appear to be peace-keeping lines, especially when Henry IV goes on to declare a holy war far away, yet these lines bear a threat which make Hotspur’s rebellion inevitable. Henry IV begins by referencing that people â€Å"of one nature, of one substance† had â€Å"opposed eyes† and â€Å"lately [met] in the intestine [internal] shock and furious close of civil butchery.† His firstShow MoreRelatedFilm Adaptation Of Shakespeare s The Tempest1122 Words   |  5 PagesJulie Taymor s 2010 film adaptation of Shakespeare s The Tempest is a truthful recreation of the classic romantic tragicomedy in all aspects except that the role of the magician, Prospero, is played by Helen Mirren, turning him from Prospero to Prospera. Through this simple change in the gender of one of the main characters, we see the play s themes called into question and viewed differently to how they would have been if the role of Prospero was played by a male. 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